Month: January 2015

Find Classic Car Insurance for Antique and Collectible Cars in Sandpoint, ID

Posted on by AgentInsure

Nothing feels better than taking your antique or collectible car out for a spin out along Wild Horse Trail or the Pend Oreille Scenic Byway in Sandpoint, ID. Whether you've spent long hours rebuilding your collectible car or just bought an antique classic car, having it properly insured for the road is a must.

Find the Best Classic Car Insurance in Sandpoint

Because owning a classic car is much different than owning a more modern vehicle, extra steps often need to be taken to get them properly insured. Once someone has put that much time, effort and money into a collectible and antique vehicle it just makes sense to prepare for any possible situation.

Choosing the best classic car insurance for your prized vehicle doesn't have to be a lengthy or expensive process. The Insurance Shop USA can get classic car owners a quote online in just minutes. As a local ID agency, our team of independent agents enjoy are ready to help new clients from all over the greater Sandpoint area find the classic car insurance coverage that fits within their budget.

Get a Quote and Start Driving Today

Because insurance laws vary by state, it is important to work with a local agency when finding the best coverage for your classic car. State laws require that all vehicles have a minimum level of insurance to be on the road but that doesn't always cover every situation.

Our ID based team is ready to help you get fast and easy online quotes to compare in just minutes. Give yourself peace of mind in the event that disaster strikes by exploring all of your coverage options with The Insurance Shop USA online today.

Hail Damage, Your Auto and Car Insurance in Sandpoint, ID

Posted on by AgentInsure

Whether you’re out exploring Schweitzer Mountain or are taking your kids to school at Northside, you are going to need to seek shelter in order to protect yourself from serious injury. However, you may not be able to find an adequate cover for your vehicle in Sandpoint, ID. This means that your auto may experience hail damage, which could go much deeper than the vehicle’s clear coat.

Understanding the Levels of Hail Damage

Hail damage can range from a couple of minor dents or barely penetrating your clear coat to more serious damage resulted in shattered glass and damage to the body panel. In some cases, the hail damage may be so severe that your vehicle is totaled by the insurance company.

How Does Your Car Insurance Work?

When you have a personal auto insurance policy, you have various coverage options to choose from. If you are currently paying on your vehicle, then it may be required to have both comprehensive and collision coverage along with your liability coverage. However, if you own an older vehicle or it is paid off, then you may have liability only coverage for your vehicle.

Obviously, collision coverage isn’t going to come into play with hail damage, but comprehensive coverage will. Comprehensive will protect against various losses, including theft, fire, vandalism and weather-related events such as hail.

Steps to Take When Your Car Suffers Hail Damage

If your vehicle suffers minor or significant hail damage, it is crucial that you report the damage immediately to your insurance company. You can do this by speaking to one of our independent agents in Sandpoint, who can file the claim and explain the various repair options that are available to you based upon your policy.

If you are uncertain whether or not your vehicle is covered in the event of a hailstorm, give us a call today so that we can review your policy and update it for you, if necessary. After all, the last thing you want is to find out that your vehicle is not properly insured under Idaho law to pay for the repairs associated with hail damage, leaving you to pay for the repairs out of your own pocket.

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