Month: August 2015

Do These 4 Things And Your Vehicle In Sandypoint Will Be Around Longer

Posted on by AgentInsure

When you live in Sandypoint, Idaho, you want your vehicle to be around for a long time. While you may be taking care of the interior and thinking you are taking care of everything that is under the hood, there is more that you can probably be doing.

Watch Your Speed

Speeding can not only be dangerous, but can also cost you more in gas. It may also cause you to make sudden stops, which will take a negative toll on your brakes. Slow down and you may be able to hold onto your vehicle for longer.

Empty Your Trunk

Empty out your trunk from time to time so that you aren’t driving around with any excess weight. More weight can result in poor engine performance and cost you more in gas.

Change the Oil

You need to make sure that you are changing the oil and the oil filter periodically so that your engine isn’t being fed sludge. The frequency of your oil changes depend upon the make and model, but should range somewhere between 3,000 and 8,000 miles. Refer to your owner’s manual so that you know when it’s time to have the service.

Inflate Your Tires

One of the biggest mistakes that people make is to forget about their tires. Approximately 1/3 of all drivers on the road are driving around with under inflated tires. By checking the PSI on a regular basis, you can make sure that it is at the level that the manufacturer recommends. If it is lower than it should be, simply put some air in the tires.

Call The Insurance Shop USA today to learn more about ways to protect you and your car. We can help you find a car insurance policy that is affordable, and provides you with peace of mind while out on the roads in Idaho.

 

 

Do You Need Renters Insurance? 4 Facts to Consider

Posted on by AgentInsure

Many people opt to rent a house or apartment in lieu of owning a home. In some cases, this is for financial reasons. Others opt to do so to avoid many of the pitfalls that come with owning your own home.

But what happens when there’s a weather event, fire, or theft? Do you really need renters insurance? Here are four facts to consider.

#1: Your Landlord is Not Responsible for Your Belongings

One really big misconception among renters is that their landlord is responsible for their belongings if an incident occurs. The truth is that your landlord is only responsible for the building itself, not your items. By having renters insurance, you can make sure you are covered against any unexpected losses.

#2: A Fire or Theft Could Happen Anytime

The unexpected usually happens when you are the least prepared. By having a renters policy in place, you can rest assured that if a fire, theft, or other incident occurs, you are ready.

#3: Most Policies Cover Your Items Anywhere in the World

Do you travel often? Or do you leave a variety of different personal items in your vehicle? If you answered yes to either of these questions, purchasing a renters policy is important. Most carriers offer coverage for your items no matter where they are. This means that your laptop that your accidentally left in your passenger seat and that heirloom necklace you took with you on your whirlwind European vacation are both covered.

#4: Renters Policies Are Affordable

Another misconception about renters policies is that they are expensive, when they are quite affordable. Often, you can get total coverage for your belongings for only a few dollars a month. Some policyholders even receive a special discount for having a renters policy and their auto insurance with the same carrier, which often makes the cost of premiums the same or lower than just covering your car alone.

Learn more now. Contact our team at the Insurance Shop USA today for a no-obligation quote.

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