Month: February 2019

Living in Sandpoint, ID, your car is exposed to all types of weather. Proper maintenance will ensure that your vehicle consistently performs its best at all times, no matter what the temperature or weather condition. The agents at The Insurance Shop USA can offer tried and true maintenance tips to help you keep your car in top shape.

Engine and Drivetrain Maintenance

Maintaining your engine is essential if you want your car to last. This includes changing the oil every 3,000 to 5,000 miles and keeping a close on your coolant, brake fluid, and transmission fluid. When you take your car in for an oil change, have your entire engine checked to make sure everything is functioning as it should. This includes your fuel injectors and all of the electrical components.

Tire Maintenance

Your tires are extremely important, especially in the winter when snow and ice may be on the roads and highways. Always make sure the tires are at the proper air pressure. This will give you maximum traction and also help to improve your gas mileage. It’s also important to check your tires’ tread occasionally. Bald areas where the tread is completely gone or areas in which there is very little tread left are indicators that new tires are needed.

The agents at The Insurance Shop USA are always available to discuss all of your auto insurance needs. If you live in the Sandpoint, ID area, call and talk to one of their reputable agents today. They can review your policy to make sure you have just what you need and also provide you with maintenance tips to help you keep your car in good condition for years to come. Call today!

 

Agents of the Insurance shop USA located in Sandpoint ID will establish a wedding special event insurance package with insurance riders.  A wedding celebration is full of tradition and pleasant memories that the new couple will share with their future children.  While a wedding is an emotional investment, it is also a financial investment that the parties are willing to pay.  What could go wrong to risk this investment?  A sophisticated wedding planner is probably in the best possible position to understand the multiple risks of a wedding event that has gone wrong.

The wedding planner may need a lawyer because this person sometimes is the principal source of advice to those bearing the financial burden of a wedding event.  Not all the wedding risks are insurable, such as the bride or groom refusing at the last minute to be married or the financial loss of an engagement ring while the wedding ring may be insurable if the wedding does not go forward, but a rainy day is not covered. 

There are many parts at a wedding, that must run smoothly. Wedding risks are associated with 

• photography 
• the delivery, and integrity of the wedding cake, 
• timely arrival of the wedding dress, 
• a safe environment for the wedding reception,  
• the containment of alcohol consumption, 
• a safe limousine and competent driver,
• the rented place for the wedding reception was not available within days of the wedding, 
• vendors who fail to show up
• the caterer served spoiled food,
• slip and fall of guests at the reception
• bad weather and natural disasters

The types of insurance should include liability insurance, with riders, to pay medical costs for a guest who may be injured, liquor host liability insurance for drunken guests who harm others, cancellation or postponement coverage,  deposit coverage, and coverage if gifts are stolen.

The agents of the Insurance shop USA located in Sandpoint, ID will advise you how to cover any wedding risks that insurance will cover.  Please call for an appointment!