How Wedding Insurance is Beneficial for Destination Weddings in Sandpoint, ID

Planning a destination wedding is a dream for many couples, though it can be a unique venture that comes with even more challenging risks. If you’re planning a wedding in Sandpoint, ID, it’s important to consider investing in wedding insurance. With wedding insurance from Selkirk Insurance Services, you can maintain your peace of mind while protecting your investment on your special day to ensure it goes as smoothly as possible, even if you experience the unexpected.

The Benefits of Wedding Insurance for Destination Weddings in Sandpoint, ID

Wedding insurance can help cover the following if you’re interested in destination weddings in Sandpoint, Idaho:

  • Vendor Issues: If you are struggling with out-of-town or out-of-state vendors, wedding insurance can help reimburse expenses or, with some assistance, provide help in finding replacement staff or vendors.
  • Weather-Related Issues: Unfortunately, predicting the weather is not always possible, especially when planning a destination wedding. Wedding insurance can help cover rescheduling costs if you experience extreme or unexpected weather.
  • Accommodation/Travel Protection: The right wedding insurance policy may cover flight cancellations, disruptions, or even mishaps at a local hotel.
  • Liability Coverage and Protection: Liability insurance can help cover injuries and damage that may occur during your destination or the celebration you are planning during the ceremony itself.

Whenever you’re planning a destination wedding in Sandpoint, ID, it’s important to cover your bases in advance, especially regarding insurance. With wedding insurance, you can ensure coverage for unexpected cancellations, travel, liability, and weather incidents so you can enjoy the planning process as much as possible. For more information on wedding insurance available to you in Sandpoint, ID, contact Selkirk Insurance Services for your quote and consultation today.

Is Vandalism Covered By Your Car Insurance Policy?

The most common type of damage that auto insurance companies pay out is damage caused by auto accidents. However, this isn’t the only type of damage that is covered. Here at Selkirk Insurance Services, serving the greater Sandpoint, ID region, we want to help you understand what is and is not covered. Here’s more information about whether your car insurance policy covers vandalism.

What Is Vandalism?

There are many ways that an automobile can be vandalized. Some of the most common include windows being broken out or shattered, the body being keyed or scratched, spray paint being used on the car, or tires being slashed. Your vehicle is also considered to have been vandalized if someone attempted to break in to steal it but failed, potentially damaging elements in your car, like the steering wheel column.

Does Your Car Insurance Policy cover Vandalism?

If you carry comprehensive coverage, sometimes called full coverage, your vehicle is protected against vandalism. If you have state minimum insurance, also known as liability-only policies, your vehicle will not be protected against vandalism. If you have a loan out on your car, your lender requires you to carry full coverage, and you will be covered. If you’re unsure if your policy covers vandalism, your insurance agent can read through your policy and help you better understand what is and is not covered.

Ready to Get the Auto Insurance Coverage You Need? Call Selkirk Insurance Services Today

Here at Selkirk Insurance Services, serving the greater Sandpoint, ID area, we want to help you find the insurance products you need. Call us today to discuss your auto insurance needs.