At The Insurance Shop USA, serving the greater Sandpoint, ID area, we know teenagers look forward to getting their driver’s permit and driver’s license. However, one of the biggest questions that parents have when they have a new teen driver is whether teenage drivers need to be added to an auto insurance policy after obtaining their permit or after obtaining their license. Read on to get the answer to this question.
Should a Teen Be Added to an Auto Insurance Policy After Getting Their Learning Permit or Driver’s License?
In most cases, a teenager should be added to an auto insurance policy after obtaining their driver’s license. However, every auto insurance company is different, and some companies require you to add the teenager once they get their learner’s permit. You must contact your insurance company and ask them this question.
The Importance of Contacting Your Insurance Company
It is essential to contact your insurance company to ensure your teen driver is covered. If the insurance company requires you to add a teenager when they get their permit, and you fail to do so, your teen will not be covered if they are involved in an accident. This can be a costly mistake, so simply calling and asking is your best course of action.
Various insurance companies operate differently, so you may need to add your teen to your policy as soon as they get their permit, or you may be able to wait until they get their license. If you have a teen driver in your home and have questions about auto insurance in Sandpoint, ID, let the team at The Insurance Shop USA help you. Contact us today to learn more.
