If you have a current homeowner’s or auto insurance policy in Sandpoint, ID, that’s great. But in a situation where someone is injured on your property or another unfortunate accident, will the coverage be enough?
This is a question that many people ask the team at The Insurance Shop USA every day. The answer isn’t so simple. Because, in reality, it will depend on a number of factors whether or not your existing coverage is enough to handle the damages and injuries that occur.
Understanding Umbrella Insurance
This is when an umbrella insurance policy can be invaluable. This insurance is designed to provide a cushion for your existing policy by adding more protection. These policies are usually more affordable than traditional policies and provide an additional layer of peace of mind that if an accident or issue occurs, you will be covered, and you won’t have to cover any of the damages or injuries out of your own pocket.
Buying Umbrella Insurance
If you are ready to invest in umbrella insurance, it doesn’t mean you have to buy completely new coverage. You can add this type of policy to your existing policy. Doing this will help provide more protection, regardless of your situation or the incident that occurs.
If you are ready to make this purchase, then you should ask your existing insurance provider about bundling policies, compare quotes and find a reputable agent to work with. This will ensure that you get the very best deal on this type of coverage.
If you need help purchasing this type of coverage, feel free to reach out to The Insurance Shop USA serving Sandpoint, ID. They will be able to answer any questions you have and ensure you get the policy that you want and need for added protection.
