Category: Insurance

When a person goes to purchase insurance, there is a great need to understand that policies can be purchased through multiple providers. In fact, purchasing insurance through multiple providers is often a great choice to make because it helps lead to greater savings in the long run. And even when buying through various brands of insurance, as long as a person goes through an independent agent, bundling discounts are still available, which leads to even greater savings. 

If you’re looking for insurance — no matter the type of policy — you should always consider the advantages that are to be gained by going through an independent agent in Sandypoint. Here’s a close look at three benefits you are sure to gain. 

Individualized Attention Means Better Customer Service

When you go through an independent agent, you can have peace of mind in knowing that this person will handle all of your claims. By working with the same person each time, this helps ensure that the claims process goes as smoothly and quickly as possible. And with better customer service comes greater satisfaction with all of your claims. To make sure you are getting the attention you deserve, make sure to contact an independent insurance agent today. 

Greater Choice of Policies

Another excellent reason to go through an independent agent is because you will have a greater choice of policies to choose from. No matter the type of insurance you are looking for, a greater choice of policies will lead to more competitive pricing, meaning you can save a lot of money. 

To learn more about acquiring services through an independent agent in Sandypoint, contact The Insurance Shop USA today. 

Many people opt to rent a house or apartment in lieu of owning a home. In some cases, this is for financial reasons. Others opt to do so to avoid many of the pitfalls that come with owning your own home.

But what happens when there’s a weather event, fire, or theft? Do you really need renters insurance? Here are four facts to consider.

#1: Your Landlord is Not Responsible for Your Belongings

One really big misconception among renters is that their landlord is responsible for their belongings if an incident occurs. The truth is that your landlord is only responsible for the building itself, not your items. By having renters insurance, you can make sure you are covered against any unexpected losses.

#2: A Fire or Theft Could Happen Anytime

The unexpected usually happens when you are the least prepared. By having a renters policy in place, you can rest assured that if a fire, theft, or other incident occurs, you are ready.

#3: Most Policies Cover Your Items Anywhere in the World

Do you travel often? Or do you leave a variety of different personal items in your vehicle? If you answered yes to either of these questions, purchasing a renters policy is important. Most carriers offer coverage for your items no matter where they are. This means that your laptop that your accidentally left in your passenger seat and that heirloom necklace you took with you on your whirlwind European vacation are both covered.

#4: Renters Policies Are Affordable

Another misconception about renters policies is that they are expensive, when they are quite affordable. Often, you can get total coverage for your belongings for only a few dollars a month. Some policyholders even receive a special discount for having a renters policy and their auto insurance with the same carrier, which often makes the cost of premiums the same or lower than just covering your car alone.

Learn more now. Contact our team at the Insurance Shop USA today for a no-obligation quote.