When you live in Idaho and you’re a student, there’s good news. You have the ability to save money on car insurance. There are a few things you need to know about buying a policy. This will ensure you are getting the best price on a monthly premium as possible.
There are several discounts that you may qualify for as a student. You may qualify for all of them or only one of them. Knowing about them all will make it easier for you to make some changes so you have the chance to qualify for them all down the road.
The top discounts for students include:
- Good student
- Low mileage
- Defensive driving
- Safe driver
Each of these discounts can be substantial – and they are not going to be the same from all of the insurance companies in Idaho.
The good student discount is typically for students with a 3.0 GPA or better. If you don’t have good grades, you know it can be advantageous to improve your grades so you can potentially lower premiums next semester.
Low mileage is a discount as well. If you’re traveling less than 20 miles a day, such as when you live on campus, it is worth a mention to the insurance agent to see if you qualify.
Defensive driving is a course you can take – and it’s only about 5 hours. Plus, it could reduce your premium by 10% or more.
Finally, you may be able to save simply by being a safe driver.
At The Insurance Shop USA, we can help you find a premium that makes sense, whether you’re a college student or not. Contact us today and we will get quotes from top insurance companies in Idaho so you can be sure you’re getting the best policy in Sandypoint.
